Launch yourproduct onchain
Onlend is no-code infrastructure for building, launching, and scaling onchain lending apps, from a single market to institutional platforms.
Powered by Onlend
Enterprises can use Onlend's permissionless toolset to build and power their own onchain lending products.
Build
Create your own lending app
A lending app is a fully-configurable lending environment you own and control. List as many collateral and borrow assets as you need, set parameters to match your strategy and compliance needs, and launch on already-audited infrastructure.
App
App
App
App
Discover
Explore apps built on Onlend
An interface that allows general users to discover apps built on Onlend and interact with them. Browse live lending apps, deposit, earn, or borrow all from one place.
Why Onlend
Built different, so you can build differently.
Onlend gives teams the control usually missing from existing lending infrastructure: full customization around their assets, users, risk models, compliance needs, and a fully owned user experience.
| Capability | Onlend | Aave | Morpho |
|---|---|---|---|
| Launch and manage your own lending app | DAO / governance approval needed | Not your own full lending app | |
| Multi-collateral + multi-borrow markets | Single collateral / single borrow | ||
| Parameters control | Limited / governance-driven | Limited / fixed after deployment | |
| Targeted borrow rates | Utilization-based curves | Utilization-based curves | |
| Active market management after launch | Governance dependent | Immutable markets | |
| White-label solution |
This comparison is provided for informational purposes and reflects our good-faith reading of each protocol's publicly available documentation. Lending protocols develop quickly and ship capabilities across multiple products, so some features may change or be delivered differently; we encourage readers to confirm current specifications with each provider. This table is independent and is not affiliated with, endorsed by, or intended to disparage Aave or Morpho; all trademarks belong to their respective owners.
Use cases
What will you build?
From permissionless lending markets to permissioned venues for real-world assets, Onlend lets you configure apps for any need and unlock lending use cases that weren't previously possible onchain.
Generalised lending
Recreate a full multi-asset money market with the collateral and borrow parameters you choose.
LST Looping
List a liquid-staking token as collateral to borrow the underlying asset.
Yield-bearing Stablecoin Looping
List a yield-bearing stablecoin as collateral to borrow more stablecoins and offer looping yield strategies.
Neobank
Launch Lending and Earn products directly in your neobank, unlocking new revenue streams while keeping users and capital in your app.
RWA lending
Bring real-world collateral onchain with configurable credit terms, risk controls, and borrower permissions.
No-Collateral Lending
Whitelisted addresses borrow without supplying any collateral.
Technical infrastructure that appropriately authorised operators may evaluate for their own applications, subject to their independent regulatory assessment.
The opportunity
Onchain loans represent less than 0.01% of the global debt market.
99.99% of the market is still waiting to move onchain.
Onlend's permissionless toolset lets you seize this opportunity by launching your own onchain lending app, attract capital and users, and capture the value you create.
Ecosystem Partners
Join the teams exploring Onlend
Logos denote supported assets and general interest. They do not imply affiliation with, endorsement by, or any commercial relationship.
Launch your lending app with Onlend
We're onboarding a select group of partners ahead of launch. Let's build together.